Terms of Service

1. Introduction

Welcome to paicnigeria.com. These Terms of Service ("Terms") govern your use of the website operated by Pan Afrique Investment Consulting ("PAIC", "we", "us", or "our"). By accessing or using our Site, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Services Description

The Site provides information about our strategic consulting, investment advisory, and market entry services. The content provided on this website is for general informational purposes only and describes the nature of proper professional services we offer to clients under separate written agreements.

3. No Professional Advice Disclaimer

The information contained on this website is not intended to be, and does not constitute, financial, investment, legal, or other professional advice. No client or other relationship is created between you and PAIC by your use of this website. You should not act or refrain from acting on the basis of any content included in this site without seeking the appropriate professional advice on the particular facts and circumstances at issue.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of PAIC and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of PAIC.

5. Acceptable Use

You agree not to use the Site to:

• Violate any applicable national or international law or regulation.
• Transmit any advertising or promotional material, including any "junk mail", "chain letter," "spam," or any other similar solicitation.
• Impersonate or attempt to impersonate PAIC, a PAIC employee, another user, or any other person or entity.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which may harm PAIC or users of the Site.

6. Third-Party Links

Our Service may contain links to third-party web sites or services that are not owned or controlled by PAIC. PAIC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You acknowledge and agree that PAIC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such web sites or services.

7. Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

8. Limitation of Liability

In no event shall PAIC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

11. Contact Us

If you have any questions about these Terms, please contact us at: